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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.


DIVISION 1 PROPOSALS: WHAT YOU SHOULD KNOW ABOUT REJECTIONS
Our Licensed Insolvency Trustees can help you determine whether filing a Division 1 proposal is the right solution for you. If you’re...
Mar 30, 2021


A BRIEF GUIDE TO DEBT AND MORTGAGES FOR FIRST-TIME HOMEOWNERS
Are you looking to buy your first home? While this is an exciting chapter in your life, it can also be stressful and feel overwhelming....
Mar 24, 2021


BANKRUPTCY: THE ROLE OF THE INSPECTOR
For over 65 years, D. & A. MacLeod has been providing solutions to a variety of debt problems. Filing for bankruptcy can be stressful,...
Mar 3, 2021


THE BENEFITS OF USING OUR DEBT REPAYMENT CALCULATOR
Do you need to pay off a credit card or student loan? If so, using our debt repayment calculator can help you find the quickest path to...
Feb 25, 2021


HOW MILLENNIALS WHO RENT CAN SAVE TO BECOME HOMEOWNERS IN 2021
As house prices continue to soar, saving enough money to buy a home can be daunting. Here are some tips on how you can start your journey...
Feb 2, 2021


CLAIMING WORK-FROM-HOME OFFICE EXPENSES FOR 2020
At D. & A. MacLeod Company Ltd., we understand that tax time can be confusing, chaotic and downright challenging, and this year is no...
Jan 27, 2021


DON’T GET RIPPED-OFF: HOW TO RECOGNIZE A DEBT HELP SCAM
Have you seen ads for debt help companies and consultants on the rise in Ottawa? We’ve compiled a list of the top 5 tactics to help you...
Jan 17, 2021


THE ODSP AND INSOLVENCY: HOW TO KNOW IF YOU SHOULD FILE FOR BANKRUPTCY
Being in debt can cause a lot of uncertainty, especially if your only source of income is from a program like the Ontario Disability...
Jan 13, 2021


RETIRING ON PENSION WITH DEBT: WHAT YOU NEED TO KNOW
If you or someone you love is in debt and about to retire, there are some important factors you’ll likely need to consider and probably...
Nov 29, 2020


HOW A SMALL BUSINESS CAN DEAL WITH DEBT DURING COVID-19
Small business owners in Ontario need to take action to avoid falling into crippling debt during the COVID-19 pandemic. If you’re a small...
Nov 23, 2020


CAN YOU REFINANCE YOUR MORTGAGE TO CONSOLIDATE DEBT?
Combining a variety of debts into one debt, called debt consolidation, can be a powerful way for you to get your financial situation...
Oct 30, 2020


CURB YOUR COVID-19 SPENDING AND REGAIN CONTROL YOUR CREDIT CARD DEBT
The COVID-19 pandemic has altered many aspects of people’s lives. Whether it’s job loss, sudden isolation, lack of access to financial...
Oct 26, 2020


HOW TO PAY OFF DEBT WHEN YOU LIVE PAYCHEQUE TO PAYCHEQUE
Living from one paycheque to the next can be emotionally and financially draining. If most of your salary goes toward expenses, you might...
Oct 16, 2020


HOW TO HANDLE BEING SUED BY DEBT COLLECTORS
If you’re being sued by debt collectors or worried about what might happen if you can’t pay back a debt, it’s normal to feel overwhelmed....
Oct 12, 2020


DOES FILING FOR BANKRUPTCY ERASE TAX DEBT?
If your financial debts have become insurmountable, in some cases, declaring bankruptcy is the best solution. However, there are several...
Oct 12, 2020


AM I LIABLE FOR MY WIFE OR HUSBAND’S BUSINESS DEBT?
If your spouse has accrued considerable business debt, you may be asking yourself how this impacts you. In order to answer this question,...
Jul 23, 2020


WHEN CREDIT CARD DEBT IS OUT OF CONTROL: HOW MUCH CONSUMER DEBT IS TOO MUCH?
If you’ve recently been surprised to discover that you have too much credit card debt, you’re not alone. In fact, having excessive...
Jul 23, 2020


6 AFFORDABLE WAYS TO KEEP KIDS BUSY DURING THE LOCKDOWN
As families shelter in place, many parents are faced with the challenge of keeping their children stimulated at home. Here are six things...
May 28, 2020


HOW DEBT AND BANKRUPTCY IMPACT YOUR WELL-BEING
Financial troubles can have far-reaching implications when it comes to your well-being. Here are some of the negative emotional impacts...
May 28, 2020


WHAT TO EXPECT FROM A DISCHARGE HEARING
Here’s what you need to know about attending a discharge hearing in Ottawa. If you file for bankruptcy but don’t qualify for an automatic...
Apr 25, 2020
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