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Declare that everything is under control
and that tomorrow really is a new beginning™.

Personal Debt help Services in Ottawa & virtual locations throughout Ontario

Helping Solve Debt Problems & Bankruptcy since 1952

If you are experiencing financial stress, our Licensed Insolvency Trustees at D. & A. MacLeod Company Ltd. can assist in helping you find a solution that meets your unique circumstances. We understand that debt collection letters, collector phone calls or doorstep visits, and legal actions can cause stress, sleeplessness and unrest.

When you are experiencing financial difficulties, it is important to look closely at the options you have and to understand each one. If financial relief entails debt or credit counselling in Ottawa or Eastern Ontario, our professionals will discuss possible solutions and your situation may be easier to recover from. In extreme situations of personal financial distress, the primary means of resolving problems with debt is personal bankruptcy or a consumer proposal. Each of these options is described briefly below and can be discussed in detail with one of our professionals at D. & A. MacLeod Company Ltd.

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Personal bankruptcy is a legal process that provides financial relief to those who are unable to pay their credit card balances, payday loans, lines of credit and other unsecured debts.

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If you are in need of debt or credit counselling in Ottawa and Eastern Ontario, we will provide personalized counselling services which include basic education on financial management. This counselling guides and supports you in managing debt yourself.


Do you owe money to the CRA on top of drowning in past due bill payments? Find the surface and breath a sigh of relief after speaking with a licensed insilvency trustee. 

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consumer proposal is a legal proceeding where you inform your unsecured creditors that you are unable to repay the total amount of your debts and propose to repay a lesser amount and/or over a longer time period. You are relieved of the debts you incurred prior to filing for a consumer proposal after your creditors agree to the terms of the proposal offered and this is paid over the required time period and fulfills the legal obligations of the consumer proposal.


We can help you stop all creditor actions, including wage garnishment. Our licensed insolvency trustees (LITs) provide various debt relief solutions. Learn more!

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In a perfect world, you would have paid off as much debt as possible before retiring. However, life doesn’t always go according to plan. Here are a few debt relief options you can explore if you find yourself with significant debt in retirement.

At D. & A. MacLeod Company Ltd, our Licensed Insolvency Trustees in Eastern Ontario will help you to make an informed choice and decide which option is best for your particular financial situation over the long-term.

Contact us today for a free consultation and to learn more about how we can help you find a new beginning™. We have eight offices across Eastern Ontario including OttawaKingstonBrockvilleCornwallKanataPembroke, and Smiths Falls.

Let our family help your family. Call and speak to a trustee today about our debt counselling and bankruptcy services at 613-236-9111 or contact us at one of our other locations in Eastern Ontario.

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Over 70 Years' Experience = Solutions = Results

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