Read Our Debt Management & Advice Blog

Learn more about why you may be unable to obtain a debt consolidation.

Things that can affect your credit and what can be done to help improve it.

In today’s financial landscape, many Canadians are starting out their adult lives already facing massive debts...and rising interest rate.

It’s entirely too easy to go into debt, and extremely difficult to break free from it.

Is it possible to overcome your debt when you are struggling with poor credit, missed payments and a bad rating? 

Joint debt is simply considered a debt that you share with another person, for example, if you and your spouse both need to sign and take equal responsibility for a debt, it is considered a joint debt.

An emergency fund is money you save to use only in case of an emergency. You never know what kinds of curveballs life can throw your way.

Your credit rating can have a vast impact on your everyday life--especially if you are getting ready to start a family.

Falling behind on credit card payments can trigger a series of unfortunate and stressful events for you. In addition to negatively impacting your credit score, credit card companies may call you about missed payments.

People facing difficulties in their financial lives may simply not know where to start to rectify their situation. Accumulating debt can be a slippery slope and happen before you even have a chance to grasp what is happening.

Many Canadians see a rise in their hydro bills once the warmer weather sets in. As enjoyable as the season may be, spending more money to keep your home cool can be unsettling.

The earlier you begin educating your children about money management, the better equipped they will be to handle their finances in the future.

As time passes, do you find it harder to pay all of the bills each month? You are not alone. Many circumstances can lead a person to realize they have more debt than they can handle.

Even though debt can feel overwhelming and it may seem as though a service such as a bankruptcy trustee is your only solution, there are ways you can save for retirement while paying off debt. 

It’s often said that it’s wise to not spend beyond your means, as monthly expenses can add up quickly and increase your debt. To help keep your debt under control, here are five fast tips to help you regain your financial power.

When you have multiple debts, it can be difficult to prioritize how to pay them off. There are many choices, but if you make the wrong one, your debt snowball could turn into an avalanche.

It’s that time of year again! Income tax is due yet a surprising number of people can’t afford to pay the CRA the taxes they owe. Are you one of them? Do you not know which way to turn because you owe tax, have personal debts, or are maybe on the edge of bankruptcy?

Individuals who consider filing for bankruptcy in Cornwall, Kingston, Ottawa or Pembroke often wonder about the possible effects on their life, not to mention their families—and, more specifically, their spouses.

Is it better to save towards a down payment on a home or to rent a home? While the easy answer is that a home you own is equity, there are many factors that go into such an important decision.

Student loans are a great way for many people to be able to afford to go to college. Once you are done with school and must begin paying off student loan debt, you may find yourself getting stressed out and struggling to make things work each month.