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LET US HELP YOU FIND A NEW BEGINNING™
MAKE A COMMITMENT TO YOURSELF.
Declare that everything is under control
and that tomorrow really is a new beginning™.
READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.


Tired of Making Minimum Payments? Here’s How to Get Ahead of High-Interest Debt
Carrying high-interest debts like credit cards, payday loans, or multiple personal lines of credit can feel like an endless cycle,...
Jun 24


How Overusing Credit Can Quietly Derail Your Finances
It’s easy to feel overwhelmed when you’re constantly juggling bills, unexpected expenses, and the pressure to keep up. If you’ve found...
Jun 24


How to Protect Your Credit Score During Financial Hardship
Financial hardship can hit hard, and when it does, worrying about your credit score only adds to the stress. If you’re facing tough times...
May 27


Debt Repayment Strategies for High-Income Earners
Big income doesn’t imply no debt. If you’re one of those big earners still facing financial pressure, know that you’re not alone. It’s a...
May 27


Managing Debt While Saving for a Down Payment on a Home
For many Canadians, the dream of homeownership can seem out of reach when they’re also struggling with debt. At D. & A. MacLeod Company...
May 1


Understanding the Impact of Inflation on Your Debt
Managing debt when inflation is driving up the cost of living, especially for individuals in Ottawa and across Ontario, is a daunting...
May 1


The Pros and Cons of Filing for Bankruptcy Multiple Times
Bankruptcy is meant to provide a fresh start for those facing overwhelming debt, but sometimes, financial struggles don’t end after just...
Apr 2


The Power of a Financial Plan: Securing Your Future
A strong financial future starts with a solid financial plan. Whether you're looking to get out of debt, regain control of your finances,...
Apr 2


How to Take Care of Debts: Choosing Between Settlement vs Consolidation
Debt can become a tough problem to solve. If you’re not careful, it can snowball out of control, leading to the need for debt management...
Feb 13


Can You Pay Off Debt with a Home Equity Loan?
Debt is an issue anyone who lives in the modern world has to deal with. Many people are able to balance their debt just fine, but...
Feb 10


Tiny Hands, Big Expenses: Baby-Proof Your Finances
Congratulations, you're about to embark on the journey of parenthood! It is a journey where sleep becomes a luxury, and your heart (and...
Feb 7


New Year, New You: Redefining Your Money Goals for 2025
As we bid farewell to 2024 and welcome the fresh vibes of 2025, why not add a twist to your usual “new year, new me” mantra? Let's turn...
Feb 7


Protecting Your Assets When Facing Bankruptcy
Filing for bankruptcy can seem like an intimidating prospect. Even if you’re deep in debt, you might be worried about what you lose when...
Jan 7


Debt Consolidation: Does It Impact Your Mortgage Application?
Debt consolidation is a very useful tool when you’re struggling with a lot of different debts. It lets you take all those different debts...
Jan 7


The Role of a Financial Advisor in Managing Debt
Debt is a common experience that many face at different stages of life. While it’s rarely part of anyone's plan, it can happen for...
Nov 27, 2024


How to Navigate Financial Challenges During Retirement
Retirement should be a time of relaxation and enjoyment, but for many, it brings unexpected financial challenges. If you're facing...
Nov 27, 2024


Steps to Take If You’re Struggling to Repay Your OSAP Loan
Student loans are a great way to help more people afford to go to university in Ottawa. However, paying off those loans can be difficult,...
Nov 1, 2024


How to Pay Off Debt Faster Using the Snowball Method
Having some debts is a natural part of life but when the debts you have grow more numerous, it can feel overwhelming. If you’re looking...
Nov 1, 2024


What Happens to Joint Debt After a Divorce?
In this blog, D. & A. MacLeod Company Ltd. looks at how a divorce may affect a couple’s joint debt, and the importance of credit...
Oct 11, 2024


How to Handle Debt: Business Debt Solutions for Small Businesses in Ottawa
Is your small business at risk for insolvency ? In this blog, D. & A. MacLeod Company Ltd. looks at some business debt solutions that...
Oct 11, 2024
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