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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG

D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.

Aug 31

Debt Relief and CERB Repayment Solutions in Ottawa

Are you struggling with debt and facing financial turmoil, especially related to the Canada Revenue Agency (CRA)? You're not alone. We...

Aug 29

Understanding Registered Retirement Income Funds (RRIFs): Your Guide to Retirement Planning

Planning for retirement is crucial, and starting early can significantly enhance your financial security. Understanding your financial...

Jul 18

Can Debt Consolidation Help with Student Loans?

Are you still struggling to pay off your student loans ? If you have been facing rising debts since graduating, you may be wondering what...

Jul 18

Corporate Insolvency and Restructuring: What to Expect

If your company is currently facing financial issues, such as corporate insolvency, it may be a good idea to opt for a complete...

Jun 16

Credit Repair After Bankruptcy: A Step-by-Step Guide

Nobody plans to go bankrupt, yet hundreds of thousands of people file for bankruptcy yearly. It’s a very challenging phase of life,...

Jun 13

Understanding the Canada Workers Benefit for Low-Income Earners in Ottawa

Managing your finances is challenging, especially when you are facing debt. Several measures can help you reduce and manage this burden,...

May 6

How to Navigate Spouse Debt

Are you facing uncertainties or questions about managing your spouse or partner's debt? Our team understands the complexities of dealing...

May 1

Decoding Credit Reports: How Long Do Financial Faults Stick Around?

Navigating the process of rebuilding your credit following bankruptcy, delinquent payments, excessive debt, or a lack of credit history...

Apr 8

Student Loan Debt and Bankruptcy: Expert Advice from D. & A. MacLeod Company Ltd.

Dealing with student loan debt can be overwhelming, especially when it's accompanied by financial difficulties that might prompt...

Apr 3

Stuck in Debt with a Vehicle Loan? You Have Options

You see a shiny new car, a dream on four wheels, and the monthly payments seem manageable. But then reality sets in. Maybe your income...

Mar 13

Can I File a Consumer Proposal Online?

Are you considering a filing a consumer proposal to manage your debt? Are you wondering if you can file it online? With the help of...

Mar 8

Debt Management: RRSP Tips

When deciding on a debt management strategy, you may be tempted to borrow from your RRSP or to skip contributions altogether. But are...

Jan 26

How to Manage Debt Load With Changing and Fluctuating Interest Rates

Fluctuating interest rates can have a profound influence on household finances. When interest rates rise, borrowing becomes costlier, and...

Jan 18

Mortgages And Debt: Are You Ready For Renewal?

During the pandemic, Ontarians enjoyed historically low interest rates, making homeownership more accessible. However, as mortgage...

Jan 18

How To Recognize Popular Scams Identified By the CRA

Every tax season, the Canada Revenue Agency (CRA) demands Canadians pay their fair share of taxes. But they’re not the only ones looking...

Oct 23, 2023

How Gen Z's Spending Their Money – Managing Their Debt

Born between the mid-1990s and early 2010s, Generation Z is now actively entering the workforce, looking for financial stability. A...

Oct 20, 2023

Cryptocurrency Investments: Things to Consider

Cryptocurrencies are a hot trend that can impact your financial health in both positive and negative ways. Understanding the risks and...

Oct 5, 2023

What Happens to Your Debt When You Die?

You may wonder whether your loved ones will be responsible for paying off your debt when you die. Dealing with the passing of a loved one...

Oct 5, 2023

What Happens When You Can’t Make Your Student Loan Payments Due To Debt?

Student debt can be a burden, especially if you’re already struggling with other financial obligations such as credit card debt, car...

Sep 28, 2023

Personal Debt & Lines of Credit: What You Should Know

A line of credit can be a valuable tool for financing projects, emergency expenses and repayment of higher-interest debt. However, using...