How Gen Z's Spending Their Money – Managing Their Debt
Born between the mid-1990s and early 2010s, Generation Z is now actively entering the workforce, looking for financial stability. A...
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OTTAWA'S TRUSTED SOURCE FOR DEBT AND BANKRUPTCY SOLUTIONS
Solving Debt Problems & Bankruptcy since 1952
For over 70 years, D. & A. MacLeod Company Ltd. has provided personal and corporate solutions for debt problems. We now have eight offices across Eastern Ontario with teams that are committed to your financial well-being.
If you are facing financial instability, our team can meet with you in a free, no-obligation consultation to discuss your unique situation. We will review the details of your case, the best debt solution for you, and help ease your concerns and stress.
​ Overspending
​ Job loss
​ Unpaid credit cards
​ Garnishing of wages
​ Investment losses
​ Marital difficulties
​ Cash shortages
​ Corporate downturns
​ Income taxes arrears
WORK WITH A LICENSED INSOLVENCY TRUSTEE
At D. & A. MacLeod Company Ltd, we’re committed to your financial security. Here are just some of the ways our team can support you through difficult times.
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Get personalized debt help. A licensed insolvency trustee can assess your personal or corporate financial situation and offer solutions that suit your specific circumstances. You can count on us to clearly explain the available debt-relief options, answer all your questions and help you make an informed decision about your financial future.
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Stop collection agency calls. A licensed insolvency trustee can work with you to create a repayment plan that appeases your creditors. We’re also authorized to administer a consumer proposal or bankruptcy on your behalf, both of which will halt collection agency calls and suspend any legal proceedings against you, including wage garnishment.
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Learn how to improve your credit score. A licensed insolvency trustee can provide financial counselling to help you rebuild your credit after declaring bankruptcy, exceeding your credit card limit or missing debt payments. We can also help you rein in unhealthy spending habits before they affect your ability to maintain a good credit score.
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Simplify student loan debt. A licensed insolvency trustee can propose practical repayment plans specifically designed to reduce the burden of student loan debt. We can also explain whether your student loan debts will be eligible for discharge if you file a consumer proposal or declare personal bankruptcy.
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Get help with company insolvency and restructuring. A licensed insolvency trustee can work with entrepreneurs to determine the best course of action for their struggling business. Depending on the severity of the situation, we can help you file a Division 1 proposal or guide you through the process of restructuring your company to promote financial stability.
If you want to benefit from the expertise of a licensed insolvency trustee, contact us today to schedule a free consultation. We’re based in Ottawa but have offices in cities throughout Eastern Ontario to make it easy for you to access the financial support you need.
Personal Debt Solutions
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If you choose to file for personal bankruptcy, we will review your assets and meet with your creditors to reach an agreement, then file the documents on your behalf.
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In a consumer proposal, D. & A. MacLeod Company Ltd. will act as the mediator between you and your creditors to ensure both parties are satisfied with the terms.
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With credit counselling, our team provides advice on budgeting your money and other useful tips to recover from debt and rebuild your credit score.
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​Our team has worked with thousands of individuals since 1952 who considered filing for bankruptcy in Ottawa and have the expertise to discuss your other options as well. We can help you overcome your personal financial difficulties.
Corporate Debt Solutions
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When your business is struggling financially, we can walk you through the process and aftermath of filing a corporate proposal
to satisfy your creditors while assisting you in developing an action plan for recovery.
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As an alternative measure, we can assist your corporation in filing for bankruptcy. We will conduct the most challenging aspects on your behalf by realizing the company’s assets and distributing the funds to your creditors and other parties to whom you may owe money, including Canada Revenue Agency.
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We are experienced in helping our clients file for bankruptcy in Ottawa and finding other debt solutions that may be more suitable to your unique situation. Find out how we can work with your business and help you on the road to a new beginning™.
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