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LET US HELP YOU FIND A NEW BEGINNING™
MAKE A COMMITMENT TO YOURSELF.
Declare that everything is under control
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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.
THE 7 TELLTALE SIGNS OF OVERSPENDING & IMPULSE BUYING
If you recognize your own habits on this list, we recommend taking the time to evaluate your financial situation and call us for a free...
Feb 24, 2019
READY TO START A FAMILY? DEBT ADVICE TO START OFF ON THE RIGHT FOOT
If you’re thinking of starting your family, make sure you follow the advice in this week’s blog to start off on the right foot! The birth...
Feb 21, 2019
WHAT RISING INTEREST RATES MEAN FOR THE AVERAGE ONTARIAN HOMEOWNER
The Bank of Canada recently raised its interest rate to 1.5 per cent, prompting major Canadian financial institutions to increase their...
Feb 19, 2019
JUST STARTING OUT? ASSESSING YOUR DEBT LEVEL IS THE FIRST STEP
Whether starting out on your own, starting a family, or graduating, we are here to explain what to look for when deciding if debt help is...
Jan 21, 2019
MORE SENIOR CITIZENS ARE FACING RETIREMENT WITH DEBT AND BANKRUPTCY
An increasing number of Canadians are entering retirement with large amounts of debt and facing bankruptcy. Learn why and how to get out...
Jan 14, 2019
OUR GUIDE TO CANCELLING CREDIT CARDS THE RIGHT WAY
Things to consider when cancelling multiple credit cards to get a handle on your debt overload. Credit cards can lull you into a false...
Jan 3, 2019
HOW CREDIT CARD REWARD PROGRAMS CAN KEEP YOU IN DEBT BY DESIGN
Frequent flyer miles, cash back rewards, discounts at your favorite retail stores, and other “rewards” incentivize a culture of debt....
Dec 26, 2018
HOW TO MANAGE YOUR SPENDING DURING THE HOLIDAYS AND AVOID DEBT OVERLOAD!
The pressure to purchase gifts during the holidays feels even worse when you are struggling with debt. Learn some tips from our debt help...
Dec 16, 2018
PREDATORY PAYDAY LOANS ARE NOT A TRUSTED SOURCE OF DEBT HELP
Predatory payday loans are never a good choice. Learn more about these other options available if you are facing debt or behind on credit...
Dec 12, 2018
DEALING WITH COLLECTION AGENCIES AND WAGE GARNISHMENT – KNOW YOUR RIGHTS!
Learn how to deal with collection agencies and wage garnishments. Don’t give up; there are solutions to help you get out of debt today!...
Dec 4, 2018
SHOULD I USE MY SAVINGS TO PAY OFF MORTGAGE DEBT OR PUT IN AN RRSP OR TFSA?
When it comes to money management, where to invest, and how to save, many people have big decisions to make. How will you benefit the...
Nov 28, 2018
FACING A MOUNTAIN OF DEBT? LET US HELP YOU FIGURE OUT WHICH DEBTS TO START PAYING OFF FIRST
Our licensed insolvency trustees in Ottawa and the Eastern Ontario Region can help you figure out which debts to prioritize and pay off...
Nov 21, 2018
THE MOST COMMON REASONS CANADIANS ARE UNABLE TO GET A DEBT CONSOLIDATION
Learn more about why you may be unable to obtain a debt consolidation. Facing debt has become, unfortunately, all too common. But there...
Nov 16, 2018
HAS YOUR CREDIT RATING TAKEN A HIT? TIMELY CREDIT COUNSELLING IN OTTAWA CAN HELP YOU RECOVER
Things that can affect your credit and what can be done to help improve it. Imagine being excited to purchase your first new car. You go...
Nov 12, 2018
ARE YOU HAVING TROUBLE SAVING UP FOR A RAINY DAY FUND? YOU’RE NOT ALONE!
In today’s financial landscape, many Canadians are starting out their adult lives already facing massive debts...and rising interest...
Nov 9, 2018
HOW LONG DOES BANKRUPTCY LAST? USEFUL ADVICE FROM A LICENSED INSOLVENCY TRUSTEE IN OTTAWA
It’s entirely too easy to go into debt, and extremely difficult to break free from it. It’s entirely too easy to go into debt, and...
Nov 6, 2018
HOW TO OVERCOME DEBT WHEN YOU HAVE BAD CREDIT
Is it possible to overcome your debt when you are struggling with poor credit, missed payments and a bad rating? Owing money often...
Oct 31, 2018
WHAT TO EXPECT IF YOU SHARE A JOINT DEBT
Joint debt is simply considered a debt that you share with another person, for example, if you and your spouse both need to sign and take...
Oct 28, 2018
HOW TO PLAN AN EMERGENCY FUND IN SIX SIMPLE STEPS
An emergency fund is money you save to use only in case of an emergency. You never know what kinds of curveballs life can throw your way....
Oct 21, 2018
FIVE COMMON CREDIT CARD MISTAKES THAT NEW FAMILIES MAKE AND HOW YOU CAN AVOID THEM
Your credit rating can have a vast impact on your everyday life--especially if you are getting ready to start a family. To ensure your...
Oct 17, 2018
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