About Us: A Reputation for Excellence in Ottawa
Since 1952, D. & A. MacLeod Company Ltd. has helped people overcome their personal financial difficulties and turn their lives around. We believe this involvement makes us unique in our field. Our commitment is to serve the needs and protect the interests of our clients. We are proud of our service and reputation for excellence. We know the importance to clients of knowing exactly where they stand, therefore we keep them informed of every step on the way to financial recovery. In addition to our personal financial services, we also have corporate services available for businesses looking to restructure or seek relief from creditors as well.
Committed to Our Clients
At D. & A. MacLeod Company Ltd., we treat our clients as our extended family. Our service doesn't just include sound financial advice - we know that resolving financial difficulties requires flexibility and sensitivity to the emotional, physical circumstances that our clients may be experiencing in addition to their financial troubles. For example, if you need us to come to you, we will, at no extra charge.
Our foremost goal is to serve our clients well. This commitment means we will provide you with expert, efficient, effective and prompt service.
Why You Should Work with a Licensed Insolvency Trustee
As part of our service to you, we carefully review your financial situation and then explain your options in detail. You will then be able to make an informed choice as to what actions you wish to take to resolve your problems. No matter whether it is your own personal financial difficulties you need to get in order or a restructuring of your business, we can help you gain back control.
- Get personalized debt help. A licensed insolvency trustee can assess your personal or corporate financial situation and offer solutions that suit your specific circumstances. You can count on us to clearly explain the available debt-relief options, answer all your questions and help you make an informed decision about your financial future.
- Stop collection agency calls. A licensed insolvency trustee can work with you to create a repayment plan that appeases your creditors. We’re also authorized to administer a consumer proposal or bankruptcy on your behalf, both of which will halt collection agency calls and suspend any legal proceedings against you, including wage garnishment.
- Learn how to improve your credit score. A licensed insolvency trustee can provide financial and credit counselling to help you rebuild your credit after declaring bankruptcy, exceeding your credit card limit or missing debt payments. We can also help you rein in unhealthy spending habits before they affect your ability to maintain a good credit score.
- Pay less interest on your debt. A licensed insolvency trustee can assist you in acquiring a new loan to pay off several outstanding debts. While consolidating your debts won’t reduce the amount you owe, you can usually obtain a loan with a lower interest rate than your credit cards, thereby lowering your monthly payments and helping you pay off your debts sooner.
- Simplify student loan debt. A licensed insolvency trustee can propose practical repayment plans specifically designed to reduce the burden of student loan debt. We can also explain whether your student loan debts will be eligible for discharge if you file a consumer proposal or declare personal bankruptcy.
- Get help with company insolvency and restructuring. A licensed insolvency trustee can work with entrepreneurs to determine the best course of action for their struggling business. Depending on the severity of the situation, we can help you file a Division 1 proposal or guide you through the process of restructuring your company to promote financial stability.
If you want to benefit from the expertise of a licensed insolvency trustee, contact us today to schedule a free consultation. We’re based in Ottawa but have offices in cities throughout Eastern Ontario to make it easy for you to access the financial support you need.
Our Founder & Approach
Donald A. MacLeod, CA • CIRP, Trustee, 1952 - 2008
Our founder, Donald A. MacLeod, instilled a firm belief of 'family' in the company that has resonated throughout the years since the company was first formed. We treat our clients like our extended family, often providing emotional support as well as sound financial advice to clients experiencing troubles not limited to financial difficulties. We also know that each financial crisis is different so a one-size-fits-all approach is not how we serve clients. We take the time to listen to discover what the root causes are so that we can prepare a solution that is just right for you and your circumstances.
Our Practice
The team at D.& A. MacLeod Company Ltd. and our staff of 15 employees represent individuals and companies in many different capacities. For example, we act as trustees in bankruptcy, receivers, liquidators, agents for secured creditors and trustees under the Construction Lien Act.
Let us help you and contact us today. Our head office is in Ottawa and we can meet you at any one of our seven locations across Eastern Ontario, including Ottawa, Kingston, Brockville, Cornwall, Kanata, Pembroke, and Smiths Falls. Call us today. Let our family help your family. We can help.
