top of page
LET US HELP YOU FIND A NEW BEGINNING™
MAKE A COMMITMENT TO YOURSELF.
Declare that everything is under control
and that tomorrow really is a new beginningâ„¢.
READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.
WHAT HAPPENS WHEN YOU CAN NO LONGER PAY YOUR CREDIT CARDS?
Falling behind on credit card payments can trigger a series of unfortunate and stressful events for you. In addition to negatively...
Oct 17, 2018
WHAT YOU SHOULD KNOW ABOUT YOUR DEBT RATIO
People facing difficulties in their financial lives may simply not know where to start to rectify their situation. Accumulating debt can...
Jul 16, 2018
SAVING MONEY ON UTILITIES IN THE HOT SUMMER MONTHS
Many Canadians see a rise in their hydro bills once the warmer weather sets in. As enjoyable as the season may be, spending more money to...
Jun 17, 2018
TEACHING KIDS ABOUT MONEY MANAGEMENT
The earlier you begin educating your children about money management, the better equipped they will be to handle their finances in the...
Jun 3, 2018
SIGNS THAT YOUR DEBT MAY BE GETTING OUT OF CONTROL
As time passes, do you find it harder to pay all of the bills each month? You are not alone. Many circumstances can lead a person to...
May 27, 2018
IS IT POSSIBLE TO PLAN FOR RETIREMENT WHILE RECOVERING FROM DEBT?
Even though debt can feel overwhelming, and it may seem as though a service such as a licensed insolvency trustee is your only solution,...
May 20, 2018
FIVE SIMPLE TIPS TO LOWER YOUR MONTHLY EXPENSES
It’s often said that it’s wise to not spend beyond your means, as monthly expenses can add up quickly and increase your debt. To help...
May 13, 2018
HOW TO PRIORITIZE YOUR DEBTS AND DECIDE WHICH TO PAY FIRST
When you have multiple debts, it can be difficult to prioritize how to pay them off. There are many choices, but if you make the wrong...
May 6, 2018
HANDLING DEBT DURING INCOME TAX SEASON
It’s that time of year again! Income tax is due yet a surprising number of people can’t afford to pay the CRA the taxes they owe. Are you...
Apr 19, 2018
DOES FILING FOR BANKRUPTCY IMPACT MY SPOUSE?
Individuals who consider filing for bankruptcy in Cornwall, Kingston, Ottawa or Pembroke often wonder about the possible effects on their...
Mar 19, 2018
IS IT BETTER TO RENT OR SAVE FOR A DOWN PAYMENT ON YOUR HOME?
Is it better to save towards a down payment on a home or to rent a home? While the easy answer is that a home you own is equity, there...
Mar 13, 2018
ARE YOU STRUGGLING TO SAVE MONEY WHILE PAYING OFF STUDENT LOAN DEBT?
Student loans are a great way for many people to be able to afford to go to college. Once you are done with school and must begin paying...
Mar 7, 2018
THE DRAWBACKS OF OWNING MULTIPLE CREDIT CARDS
There is a good reason that credit cards have become so popular among Canadians over the years: the sheer convenience of not needing to...
Feb 27, 2018
WHAT YOU NEED TO KNOW ABOUT FILING FOR A SECOND BANKRUPTCY IN CANADA
Most people know that bankruptcy should not be entered into lightly. But that notion is particularly true if you find yourself facing...
Jan 17, 2018
MONEY MANAGEMENT TIPS
Although many people today are shunning credit cards altogether, it is important rather to establish a good balance between using them...
Jan 14, 2018
FILING FOR BANKRUPTCY WHILE ON LONG TERM DISABILITY
Becoming too ill or injured to work is difficult enough, but mounting debt as you are not earning your regular income can add extra...
Jan 10, 2018
HELPING ELDERLY PARENTS STRUGGLING WITH DEBT
Although having elderly parents alive usually feels like a blessing, helping them handle financial matters can be stressful for both of...
Jan 2, 2018
PROTECTING YOURSELF AGAINST IDENTITY THEFT & FRAUD
Over the last several years, identity thieves have been stealing personal information from a growing number unsuspecting people to make...
Mar 7, 2017
RETIREMENT AND THE RISKS OF FINANCIAL INSTABILITY
Retirement is a relatively new concept, introduced in the last century and likely to balance the modern economy when life expectancy grew...
Mar 7, 2017
DEVELOPING A MONTHLY BUDGET & AVOIDING BANKRUPTCY IN OTTAWA
Individuals facing financial hardship can take steps to improve their situations by developing smart habits like budgeting their money on...
Sep 30, 2016
bottom of page