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MAKE A COMMITMENT TO YOURSELF.
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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.
Stuck in Debt with a Vehicle Loan? You Have Options
You see a shiny new car, a dream on four wheels, and the monthly payments seem manageable. But then reality sets in. Maybe your income...
Apr 3, 2024
Can I File a Consumer Proposal Online?
Are you considering a filing a consumer proposal to manage your debt? Are you wondering if you can file it online? With the help of...
Mar 13, 2024
Debt Management: RRSP Tips
When deciding on a debt management strategy, you may be tempted to borrow from your RRSP or to skip contributions altogether. But are...
Mar 8, 2024
How to Manage Debt Load With Changing and Fluctuating Interest Rates
Fluctuating interest rates can have a profound influence on household finances. When interest rates rise, borrowing becomes costlier, and...
Jan 26, 2024
Mortgages And Debt: Are You Ready For Renewal?
During the pandemic, Ontarians enjoyed historically low interest rates, making homeownership more accessible. However, as mortgage...
Jan 18, 2024
How To Recognize Popular Scams Identified By the CRA
Every tax season, the Canada Revenue Agency (CRA) demands Canadians pay their fair share of taxes. But they’re not the only ones looking...
Jan 18, 2024
How Gen Z's Spending Their Money – Managing Their Debt
Born between the mid-1990s and early 2010s, Generation Z is now actively entering the workforce, looking for financial stability. A...
Oct 23, 2023
Cryptocurrency Investments: Things to Consider
Cryptocurrencies are a hot trend that can impact your financial health in both positive and negative ways. Understanding the risks and...
Oct 20, 2023
What Happens to Your Debt When You Die?
You may wonder whether your loved ones will be responsible for paying off your debt when you die. Dealing with the passing of a loved one...
Oct 5, 2023
What Happens When You Can’t Make Your Student Loan Payments Due To Debt?
Student debt can be a burden, especially if you’re already struggling with other financial obligations such as credit card debt, car...
Oct 5, 2023
Personal Debt & Lines of Credit: What You Should Know
A line of credit can be a valuable tool for financing projects, emergency expenses and repayment of higher-interest debt. However, using...
Sep 28, 2023
Are Investment Properties Worth The Risk?
During the COVID-19 pandemic, many people rushed to capitalize on historically low interest rates and invested in rental properties....
Sep 28, 2023
What Happens When You Don't Pay Your Credit Card Bill?
Are you considering putting off your credit card payment to make ends meet? That decision could have serious consequences for your...
Jul 25, 2023
When Does Interest Start on Credit Cards?
Credit card companies start charging you interest the day you fail to pay the full balance at the end of the month. Once that happens,...
Jun 18, 2023
Making a Proposal to the Canada Revenue Agency: Steps to Resolve Your Tax Debt
Mounting tax debt can become a financial burden that can seem insurmountable. If you owe taxes to the Canada Revenue Agency (CRA), you...
Jun 15, 2023
The Implications of Cancelling a Credit Card: What You Need to Know
Are you considering cancelling a credit card to reduce your monthly expenses? You may be tired of paying fees on a credit card you never...
May 16, 2023
What Happens During a Credit Counselling Session?
Credit counselling is an effective way to take control of mounting debt for individuals and families struggling with their finances....
May 16, 2023
How Much Debt Is "Normal"?
Having a certain amount of debt is normal. In fact, most Canadians are in debt to some extent, through credit cards, mortgages, student...
Apr 18, 2023
What Happens When Your Parents Declare Bankruptcy?
More older Canadians than ever are struggling financially. Mortgage payments, medical costs and mounting credit card debt can be...
Apr 18, 2023
Corporate Restructuring vs. Bankruptcy: What You Need to Know for Your Struggling Business
Do you own a business? Are you struggling financially and unsure how to get back on track? Instead of filing for bankruptcy, corporate...
Apr 17, 2023
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