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Speak With a Licensed Insolvency Trustee in Smiths Falls

Smiths Falls has it all: restaurants, museums, beaches and the beautiful, historic downtown along the Rideau River. With less than 10,000 people, Smiths Falls is an excellent place to raise a family and run a business.


When Smiths Falls residents need help with debt management and bankruptcy advice, they turn to a licensed insolvency trustee at D. & A. MacLeod Company Ltd. We understand that people go through hard times. We listen and offer advice without judgment.


Contact us today using the contact form below and let us help you find a new beginning™.


We invite you to visit our documents center to assist you in preparing for the initial consultation.

Smiths Falls Office


D. & A. MacLeod Company Ltd.

19 Abbott St. S,

Smiths Falls, Ontario K7A 5K6

Call for an appointment


9:00 a.m. to 4:30 p.m.


Free Parking Available

*Appointments are available in Smiths Fall on Thursdays and other times subject to your situation.

Avoid Bankruptcy and Get Debt Help in Smiths Falls

Our team has been helping families and entrepreneurs in Smiths Falls and the surrounding communities get free from their debt burdens for over 70 years. And we can do the same for you. Here’s an overview of the financial services we offer.


  • Credit counselling. Our credit counselling service helps you develop a budget, reduce your monthly spending, set realistic financial goals and prepare informal arrangements with your creditors.

  • Consumer proposal. An excellent way to avoid bankruptcy, consumer proposals are legally binding agreements between you and your creditors. A D. & A. MacLeod licensed insolvency trustee in Smiths Falls draws up the proposal whereby you agree to pay a percentage of what you owe.

  • Personal bankruptcy. If you’ve exhausted all options, you may need to file for bankruptcy and surrender certain assets to your licensed insolvency trustee in Smiths Falls, who’ll then distribute them to creditors. In exchange, you’ll be freed from your unsecured debts.

  • Student debt. Many students are left with unmanageable debt and no income after college or university graduation. We can help you find ways to reduce your debt burden and pay off your loans more quickly.

  • Corporate proposal. A corporate proposal (also known as a Division 1 proposal) presents your creditors with a way to pay back a percentage of what you owe, either as a lump sum or periodic payments.

  • Corporate restructuring. Reorganizing your company can improve the company’s worth to stakeholders and creditors and prove the business has value. Done incorrectly can cause more harm than good, so getting help from an experienced, independent third party is essential.

  • Corporate insolvency. If your company’s operations aren’t viable or can’t be restructured, bankruptcy may be the best solution. Our licensed insolvency trustees in Smiths Falls can guide you through the process.


The first meeting you have with your licensed insolvency trustee in Smiths Falls will include an overview of your current financial situation. After taking an in-depth look at your finances, we’ll provide you with an overview of your options and set goals together to achieve stability. Using a customer-centred approach, we work for you and not for the creditors.

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Schedule a Free, No-Obligation Consulation in Smiths Falls

At D. & A. MacLeod Company Ltd., we have offices across Eastern Ontario and can assist you wherever you’re located. Our office in Smiths Falls is located at 19 Abbott Street South and is easily accessible to surrounding communities.


To speak to a licensed insolvency trustee, call or visit our office in Smiths Falls today and find a new beginning™.


Book a free, no-obligation consultation online below or call 613-284-2002.

Book an Appointment

Personal Services Information

My car
My house
Advice on current financial options
Resolving my income tax debt

Corporate Services Information

Payroll debt arrears
Corporate reassessment
Business downturn
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